Privacy policy

If you require any more information or have any questions about our privacy policy, please feel free to contact us by email at info@getpaidmoney.co.uk.

At www.getpaidmoney.co.uk, the privacy of our visitors is of extreme importance to us. This privacy policy document outlines the types of personal information is received and collected by www.getpaidmoney.co.uk and how it is used.

Log Files

Like many other Web sites, www.getpaidmoney.co.uk makes use of log files.

The information inside the log files includes internet protocol ( IP ) addresses, type of browser, Internet Service Provider ( ISP ), date/time stamp, referring/exit pages, and number of clicks to analyze trends, administer the site, track user’s movement around the site, and gather demographic information. IP addresses, and other such information are not linked to any information that is personally identifiable.

Cookies and Web Beacons

www.getpaidmoney.co.uk does not use cookies.

DoubleClick DART Cookie

Google, as a third party vendor, uses cookies to serve ads on your site.
Google's use of the DART cookie enables it to serve ads to your users based on their visit to your sites and other sites on the Internet.
Users may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at the following URL -www. google.com/privacy_ads.html

Some of our advertising partners may use cookies and web beacons on our site. Our advertising partners include

Google Adsense
Commission Junction

These third-party ad servers or ad networks use technology to the advertisements and links that appear on www.getpaidmoney.co.uk send directly to your browsers. They automatically receive your IP address when this occurs. Other technologies ( such as cookies, JavaScript, or Web Beacons ) may also be used by the third-party ad networks to measure the effectiveness of their advertisements and / or to personalize the advertising content that you see.

www.getpaidmoney.co.uk has no access to or control over these cookies that are used by third-party advertisers.

You should consult the respective privacy policies of these third-party ad servers for more detailed information on their practices as well as for instructions about how to opt-out of certain practices. www.getpaidmoney.co.uk's privacy policy does not apply to, and we cannot control the activities of, such other advertisers or web sites.

If you wish to disable cookies, you may do so through your individual browser options. More detailed information about cookie management with specific web browsers can be found at the browsers' respective websites.

Zopa

Zopa has been around for 4 years and allows people with spare money to lend it to those who are looking to borrow money. It is an online money exchange and aims to offer a higher return for those lending money and a lower rate for those looking to borrow money as it is effectively removing the middlemen.

According to Zopa's website lenders have made returns of over 9% over the last 12 months which is very high given that the average UK bank savings account is paying less than 1% at the moment. However, lending money is always risky and an economic downturn like the one we are currently experiencing often leads to large numbers of people being unable to repay their debts. If this were to happen lenders could find it difficult to get their money back - even from people with a good credit history. On saying that Zopa lenders have experienced bad debts of only 0.18% to date.

There are a number of safety measures in place for lenders and these include every borrower being risk assessed, credit checked and identity checked. To reduce your risk your lendings are spread across a number of borrowers so that if you lend £500 your money is spread across at least 50 borrowers. Also if someone does miss a loan repayment collection agencies are used to recover the debts.

If you fancy making money by lending money then take a look at Zopa for more details.

Tax on extra income

Earning extra money whether online or offline is great for your personal finances but remember that the taxman will want his share of it. If you have any self-employed income you should register with HMRC by the third calendar month after you started or you will face a £100 penalty.

However, remember that the first £6,035 of any income you make is tax free in the 2008-09 finanial year. Also if you incur any costs buying equipment such as a computer or stationery then these costs will be tax deductible as long as you have kept the receipts.

If you are earning less than £4,635 you can complete a CF10 from HMRC which may exempt you from having to pay Class 2 National Insurance contributions on your earnings.

Get paid to write reviews

If you enjoy telling people your opinions on stuff and if you enjoy writing or more appropriately typing you can get paid money writing reviews on sites such as Dooyoo and Ciao.

Dooyoo allows people to write reviews about products they have bought. These reviews can then be used by other people who are looking at buying these products and are trying to do some research about how good the product is before the spend any money on buying it.

If you join dooyoo and write a review of more than 150 words you earn 500 dooyoo miles (equivalent to £0.50), a further 15 dooyoo miles (£0.015p) each time someone reads your review and 1,500 dooyoo miles (£1.50) if your review is a Crowned review. A Crowned review is a review that is especially good or useful.

Obviously the more reviews you write and the better they are then greater the amount of money you will make.

You can cash in your dooyoo miles for Amazon vouchers once you have 10,000 miles, or you can wait until you have 50,000 if you want cash. If you are feeling charitable then once you reach 5,000 dooyoo miles you can donate these to a chosen charity.